http://www.deleonandstang.com/ en Brett@deleonandstang.com Copyright 2010 2010-08-31T17:11:01+00:00 http://www.deleonandstang.com/my-two-cents/article/what-to-do-with-your-mortgage/ http://www.deleonandstang.com/my-two-cents/article/what-to-do-with-your-mortgage/#When:16:11:01Z A growing number of homeowners are choosing to pay down their mortgages at a faster rate -- even if it means a substantial jump in their monthly payments. Current Events, Retirement, Financial Planning 2010-08-31T16:11:01+00:00 http://www.deleonandstang.com/my-two-cents/article/securing-guaranteed-retirement-income/ http://www.deleonandstang.com/my-two-cents/article/securing-guaranteed-retirement-income/#When:15:28:50Z How much of a lump sum would a 65-year-old need to generate an extra $500 a month for the rest of his life? Current Events, Retirement, Investments, Financial Planning 2010-08-16T15:28:50+00:00 http://www.deleonandstang.com/my-two-cents/article/still-no-estate-tax-conclusion/ http://www.deleonandstang.com/my-two-cents/article/still-no-estate-tax-conclusion/#When:14:57:50Z Well what are they waiting for? The year is almost two thirrds of the way through and it is unlikely that Congress will pass anything until at least the fall. Current Events, Estate Planning, Retirement, Financial Planning, Tax Planning 2010-08-04T14:57:50+00:00 http://www.deleonandstang.com/my-two-cents/article/dont-just-max-out-catch-up/ http://www.deleonandstang.com/my-two-cents/article/dont-just-max-out-catch-up/#When:12:28:22Z If you'll be age 50 or older as of year-end, you can make extra "catch-up" contributions to certain types of tax-favored retirement accounts. Retirement, Investments, Financial Planning, Tax Planning 2010-07-27T12:28:22+00:00 http://www.deleonandstang.com/my-two-cents/article/advice-is-key-to-a-secure-retirement/ http://www.deleonandstang.com/my-two-cents/article/advice-is-key-to-a-secure-retirement/#When:12:39:59Z This study shows that many people are at risk of running out of money shortly after retiring. Current Events, Retirement, Financial Planning 2010-07-20T12:39:59+00:00 http://www.deleonandstang.com/my-two-cents/article/annuities-draw-new-look-at-time-of-uncertainty/ http://www.deleonandstang.com/my-two-cents/article/annuities-draw-new-look-at-time-of-uncertainty/#When:18:57:08Z As the markets continue to roller coaster many people look for something to calm their nerves. Retirement, Investments, Financial Planning 2010-07-08T18:57:08+00:00 http://www.deleonandstang.com/my-two-cents/article/should-i-have-an-annuity-in-my-portfolio/ http://www.deleonandstang.com/my-two-cents/article/should-i-have-an-annuity-in-my-portfolio/#When:13:19:30Z Many clients no longer want to deal with the volatility of the market. They want protection and guarantees and for that we look towards annuities. But what type, if any annuity, should be in your portfolio? Retirement, Investments, Financial Planning 2010-07-02T13:19:30+00:00 http://www.deleonandstang.com/my-two-cents/article/how-to-lower-your-self-employment-taxes/ http://www.deleonandstang.com/my-two-cents/article/how-to-lower-your-self-employment-taxes/#When:21:30:00Z Are you self employed and tired of paying to much in taxes? Here are some methods to lower your self employment taxes. Business Planning, Retirement, Financial Planning, Tax Planning, Year End Planning 2010-06-29T21:30:00+00:00 http://www.deleonandstang.com/my-two-cents/article/the-number-one-obstacle-to-retirement/ http://www.deleonandstang.com/my-two-cents/article/the-number-one-obstacle-to-retirement/#When:15:12:16Z At first it would seem that the biggest obstacle to retirement is not having enough money. Most people simply don't have enough in the bank to retire comfortably. While that is certainly a big part of the equation, it's just the tip of the iceberg. Retirement, Financial Planning 2010-06-25T15:12:16+00:00 http://www.deleonandstang.com/my-two-cents/article/more-taxes-for-the-wealthy/ http://www.deleonandstang.com/my-two-cents/article/more-taxes-for-the-wealthy/#When:17:03:21Z The health-care bill that Congress passed in March contained two surprising new taxes to help pay for the changes: an extra 0.9% levy on wages for couples earning more than $250,000 ($200,000 for singles) and a new 3.8% tax on investment income on those same people (technically, people with "adjusted gross incomes" above those amounts). Business Planning, Current Events, Retirement, Investments, Tax Planning 2010-06-15T17:03:21+00:00